It’s not at all unusual to need a mortgage that doesn’t quite fit the tightly defined boxes of the High Street Lenders, or if they will lend, expect to see the application coming from a Mortgage Professional.
Here at Martland Mortgages, we have decades of experience and really have heard it all before. Whatever your own particular set of circumstances, we can tell you very quickly indeed if your case is mortgage-able and furthermore, if it is, we know how best to proceed and which lender is the best fit for you, your new property and your own financial & personal circumstances.
You may be required to pay a broking fee. The fee will depend on your circumstances, an indication is 2.5% of the loan subject to a minimum of £2300.
The overall cost for comparison is 4.6% APR but the actual rate available will depend upon your circumstances. Please ask for a personalised illustration.
Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.