There are times in life and certain circumstances when it becomes necessary to raise a chunk of capital. Capital raising mortgages are typically ways of re-mortgaging your house to free up funds from the equity for other purposes. The cash could be for improvements to your home, a holiday away with your family, a new car or simply to consolidate outstanding debts.
We have access to lenders who will consider remortgages & secured loans for many different circumstances, and as we understand your own personal circumstances are unique to you & your family, we’ll present your application to the most appropriate lender who understands your reasons for wanting to raise capital against your property.
Buying property – we may advise you that a buy-to-let mortgage may be more appropriate, complete our Factfind and let’s discuss it!
Significant injection of cash into an existing business
You may be required to pay a broking fee. The fee will depend on your circumstances, an indication is 2.5% of the loan subject to a minimum of £2300.
The overall cost for comparison is 4.6% APR but the actual rate available will depend upon your circumstances. Please ask for a personalised illustration.
Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.