Families are complicated. Choosing & financing your home is complicated.
We understand that. And we've been listening to our clients who've been finding a particular problem with how mortgage lenders view certain situations.
It's not unusual where someone would like to purchase a buy-to-let property. That's generally quite straightforward unless the tenant is going to be a member of your[More]
Here at Martland Mortgages, we're constantly in touch with the decision makers at the Mortgage Lenders themselves. Thanks to our experience & understanding of the sort of mortgage package you - our clients - are looking for, we're delighted to be able to announce this incredible package that helps meet the needs of so many enquiries that come in to our offices.
But of course, we'll advise [More]
As we write this, Storm Caroline is battering the North West of England with 90mph winds, our friends in Scotland are equally suffering with the storm knocking out power to 500 homes, Brexit is on every news page and Bitcoin is on a rollercoaster ride having doubled over the last month or so.
So in these turbulent times, isn't it good to know that some things remain unchanged? The level of [More]
By OpenStreetMap - http://www.openstreetmap.org/, CC BY-SA 3.0, Link
We've been amazed by the number of enquiries recently about mortgages in Barrow-in-Furness and so, we thought we'd tell all our visitors a little bit more about this proud shipbuilding town nestled in the shadow of The Lake District.
Better known simply as Barrow, there's some incredible rejuvenation & house building [More]
According to the weather forecasters, it's been the hottest we've had it for over 40 years! Perhaps now would be the time to mention that we can arrange Mortgages for your holiday homes both here in the UK and overseas too!
Just drop us an enquiry and we'll be happy to go into more details of how we can help you buy your very own holiday getaway.
Start your application now!
Of course [More]
We love helping people find their next home, whether as a first time buyer or seasoned house-hunter. Indeed, people come to us not just to find the most suitable mortgage for a move but to help with bad credit, right-to-buy or rental properties too.
But now that spring's well & truly here, we've seen an increase in the numbers of young couples coming to us looking for their first mortgage [More]
The daffodils are out, the sun is occasionally shining and we've all got smiles on our faces - it seems that Spring is finally here after yet another interminable British wet Winter and what better time to start looking around for your next home.
Here at Martland Mortgages, we help people find the right mortgage to suit their unique lifestyle & circumstances. From self-employed experts to [More]
We're delighted to support the work of the Katy Holmes Trust, if you too can help them in any way, no matter how big or how small you can rest assured that it's for the best of causes.
As Paula Holmes (Katy's Mum) told us:
The Katy Holmes Trust was set up in memory of beautiful 10 year old Katy Holmes who sadly lost her life after only a 3 month battle in January 2012 to a rare and inoperable [More]
Whether you're a foster parent, carer or merely exploring the options, you might have realised that many banks & building societies are quite unhelpful when it comes to how they look at fostering income for mortgage purposes.
As Fostering income is treated differently for tax, the net income shown on your tax return or SA302 tax calculation from HMRC may be insufficient for the mortgage you[More]
You may be required to pay a broking fee. The fee will depend on your circumstances, an indication is 2.5% of the loan subject to a minimum of £2800.
The overall cost for comparison is 4.6% APR but the actual rate available will depend upon your circumstances. Please ask for a personalised illustration.
Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.