If you think it can’t be done, call Martland Mortgages 01704 808 286

9am – 9pm Seven days a week

Divorce Settlement Mortgage

Following a divorce, many clients come to us looking to either fund a divorce settlement or buy their ex-partner out of the marital home. 

If you want to command the mortgage in your name alone, the lender will expect you to make sure that you can afford the payments. Under Financial Conduct Authority (FCA) rules, lenders must ask in-depth questions and carry out more checks to ensure that you can afford a mortgage. That’s actually the case for all mortgages and all lenders abide by the new approach that followed the Mortgage Market Review – that includes stress testing the financial element of your application on the assumption of future interest rate rises.

This is a difficult time for splitting couples

With both sides eager to move on with their lives. Splitting previously entwined financial resources, assets & commitments is just one part but it’s the part we can help with and ease your transition to your future life.

We have the skills, knowledge & experience

To be able to access to lenders who will present you with the opportunity to capital raise to pay your partner for a divorce settlement or partner buy-out, leaving the property in your name.

If you can’t afford to take over the mortgage, you might be able to get a ‘guarantor mortgage’. This is a mortgage where a close relative (or your ex-partner for this matter) agrees to guarantee the mortgage will be paid if you are unable to do so.

Find your ideal mortgage

Start your Divorce Mortgage Application

No Obligation : : Apply Now

Mortgage Advice Line

Whatever your circumstances, we can help you secure the right mortgage.

Call us: 01704 808286

9am to 9pm – Seven days a week

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