Keep in touch with the news, views & opinions from Martland Mortgages. We're based in Southport, Merseyside but work throughout the UK - including Scotland. Our views are our own & shouldn't be taken as advice. If that's what you want, then fill in our Factfind and we'll be able to help based on your own unique financial circumstances.
Families are complicated. Choosing & financing your home is complicated.
We understand that. And we've been listening to our clients who've been finding a particular problem with how mortgage lenders view certain situations.
It's not unusual where someone would like to purchase a buy-to-let property. That's generally quite straightforward unless the tenant is going to be a member of your family. That's the point where most lenders will refuse the application.
Yet it's a not uncommon scenario with many grown-up children looking to provide accommodation for their parents in their twilight years. Equally, parents sometimes would like to sell their property, distribute a share of the proceeds to family and then live as a tenant in a family property, perhaps downsizing in the process.
We're delighted to announce that we now have access to a mortgage product from a major Building Society that does accept buy-to-lets for family members. Find out more about our Family [...]
Here at Martland Mortgages, we're constantly in touch with the decision makers at the Mortgage Lenders themselves. Thanks to our experience & understanding of the sort of mortgage package you - our clients - are looking for, we're delighted to be able to announce this incredible package that helps meet the needs of so many enquiries that come in to our offices.
But of course, we'll advise you based on your own particular & unique circumstances. We understand the complexities of your day-to-day finances, we've heard it all & seen it all so no matter what your credit & financial history, do talk to us - we have hundreds of different lending packages available to us and will always chose the most suitable one for you & your family.
Step 1 : Your Mortgage Starts Here!
This particular package has been created to particularly appeal to those with Defaults, CCJs, Bankruptcies or Repossessions in their past.
Below are just some of the circumstances & [...]
As we write this, Storm Caroline is battering the North West of England with 90mph winds, our friends in Scotland are equally suffering with the storm knocking out power to 500 homes, Brexit is on every news page and Bitcoin is on a rollercoaster ride having doubled over the last month or so.
So in these turbulent times, isn't it good to know that some things remain unchanged? The level of care & service you can expect from the Martland Mortgages team for one. Just look at these lovely comments received over the last week or so.
“Very good service” - David P Andersen.
“Good Service” - Dr & Mrs Atkin : Prenton.
Because we all need a home to call our own no matter what else is going on in the World. Interest rates have started to rise and we're seeing many clients coming to us looking for the security of a new fixed-rate mortgage deal now that their existing fixed rate is coming to an end and finding that their existing lender won't help. [...]
By OpenStreetMap - http://www.openstreetmap.org/, CC BY-SA 3.0, Link
We've been amazed by the number of enquiries recently about mortgages in Barrow-in-Furness and so, we thought we'd tell all our visitors a little bit more about this proud shipbuilding town nestled in the shadow of The Lake District.
Better known simply as Barrow, there's some incredible rejuvenation & house building going on at the moment thanks to the work available at BAe Systems on the Astute Class of Nuclear Submarines.
It's sometimes known as being at the end of the UK's longest cul-de-sac and to be fair, it's quite a drive from the M6 turnoff along the A590, particularly if you're tempted to make a detour into the more scenic parts of the Lakes.
Watch out for meandering tourists and humourless speedcameras along the A590 but it's one of the nicest drives we know with the sea glimpsed on one side and the majesty of the fells on the other. [Our Top Tip: Divert off on the A5092, through Torver to [...]
According to the weather forecasters, it's been the hottest we've had it for over 40 years! Perhaps now would be the time to mention that we can arrange Mortgages for your holiday homes both here in the UK and overseas too!
Just drop us an enquiry and we'll be happy to go into more details of how we can help you buy your very own holiday getaway.
Start your application now!
Of course we've still been very busy helping our clients get the mortgages they need throughout the UK and we just received this lovely message here in the office...
Very Impressed with information received and knowledge of mortgages
Glad to help!
You may be required to pay a broking fee. The fee will depend on your circumstances, an indication is 2.5% of the loan subject to a minimum of £2300.
The overall cost for comparison is 4.6% APR but the actual rate available will depend upon your circumstances. Please ask for a personalised illustration.
Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.